polumpo
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- Name: Dalki
- Location: Hong Kong, Hong Kong
- Birthday: 12/22/1981
- Gender: Female
- Member Since: 8/9/2004
Weblog
Monday, 24 August 2009
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港女為何比港男更渴望結婚
funny... copy fm 881903....
港女為何比港男更渴望結婚？
除了天性使然之後，從經濟角度來看，
女人在一場婚姻中，所得的ROI(Return on Investment)可能比男人為高！
一項調查發現，本港平均每對新人會為婚禮花上 $226,352，
開支多數由男方負責。
若新郎哥全數擔負開支，再加上支付女方家長的禮金平均 $59,000，
男方婚前已經要付出 $285,352。項目 平均開支(港元) 佔總開支% 婚宴酒席 $135,455 60% 蜜月旅行 $27,261 12% 婚紗攝影 $17,921 8% 結婚戒指及首飾 $14,670 6% 婚紗禮服購買或租賃 $8,477 4% 婚禮 / 婚宴攝影攝錄 $8,119 4% 化妝及髮型 $5,049 2% 其他 $9,400 4% 總計 $226,352 100% *資料來源：生活易網站
婚前「一筆清」近30萬現金，負擔或者未算重，但婚後，男方還要每個月支付家用。
骷髏會嘗試以貼現現金流方法(discounted cash flow)，作初步粗略估算。
假設：
1. 任何情況下，女方每個月可從家用中得到至少$1,500的儲蓄
2. 家用隨男方收入增長，以每5年增加20%計算
3. 男方支付家用年數為40年
4. 折現率為3%
40年後，埋單計數
女方從每月儲蓄中，折現後的淨現值(Net Present Value) = $654,980.8
男方婚前婚後要支付的總成本，折現後的NPV= $881,332.8 ($654,980.8 + $226,352)
如果女方願意全數支付婚禮費用($226,352)，就算人情費收入等於零，其ROI($654,980.8 / $226,352 )仍高達189%！
相反，如果婚禮費用由男方支付，就算人情費收入達 $881,332.8，男方最終也只能回本，「打個和」而已！
由此看來，難怪港男不願娶，港女卻恨嫁！
不過，請注意，以上估算並未計入幸福婚姻所帶來難以估量的回報。而且，幸福無價，婚姻乃終身大事，不可以單以金錢上回報進行估值。
在此，祝各位準新人，婚後幸福快樂！
Friday, 01 May 2009
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actually dou think that i'm very dor si?? say true... no matter wt u guys do... dou none of fxxxxxg my business... so... y i need to get mad??? btw.... i tried to control myself last night~~~
anywayz.... i still found sth that i really dun need to say n get the stuff get worse!! but that's wt i tried to do n protect my fd.... but... may be my fd dou dun need my protect anymore lu....
so..... my fd.... that's wt u force me to do to u ga..... pls dun ask me y i decide to do this to u.... k?!?!?!
Friday, 12 December 2008
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NYF
yummy~~~
Sunday, 30 November 2008
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Saturday, November 29, 2008
my auntie left jor lu.... dou ng chi say wt ho... but... at least... she decided to accept jesus at the last moment... that's makes me feel good.... (dunno y)....
actually in my mind... i really worry about my mum... coz... this auntie is quite close to her ga... n... heard from my mum that... she's been working w/ her for 2 yrs ga.... (at the flower school).... but.... tonight after i back home.... her eyes didn't turn red... that's not wt i expect... coz... in my mind... my mum is the kind of person is easy cry n easy smile ga.... but... also lucky that from her face.. she didn't look sad... (but i know for sure that in her heart... this feeling wont be good.. coz.. she missed a relative/friend.... )
btw... at the end... my auntie n grandma dou dun hv chance to c each other... may be this is the last thing that they r going to 'missed' forever....
anywayz.... i really hope that my 'family' will get well soon.... (emotionally)
Wednesday, 26 November 2008
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東亞華星演唱會
to OD...
the red dot is our seat....
really thinking should i sell it or not??
or... i should try my best n see if i could c this after landing???/
ai..... (think .... think.... think....)
Tuesday, 14 October 2008
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resign~~~ (part 2)
now i know wt's the feeling of my co-work leave la...
is....
happy... may be because i still can c n contact her after she leave here.... coz.... we dou will date each other out when anybody's b-day... so.... so far my feeling is quite gd.....
coz..... i c when her pack up.. i'm thinking when can i try this???
when's my turn???
Sunday, 12 October 2008
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Dark World!!! @ Disneyland~~~
wah.. today very HOT n happy... coz.. go disneyland's dark world w/ them...
em.... dou know that for almost 10 yrs la... they dou mo mug change..... dou mo mug gentleman.... coz... in total.... we've 16 ppls go there... but... 2 of them were late... gum... we mic mo wait them lor... but.... at least when that 2 ppl came to the entrance la... but..... none of the guys wanna to go out....
so... at last... me n aa went lor... (dou no method.... but.. of coz.. my bf still think how come those guys can just let the 2 girls to go.... )... but.. as i know them well.... n.. the only answer is... THEY WERE THEY..... haha....
anywayz... i didn't get mad of this.... coz i know the answer....
BESIDES~~~~~
they ar my new family member.......
n... the below is the example of the theory of U NAME IT, U HAVE IT..... (thx.. kent.... )
n... this sticker is wt i got fm the staff at there.... n.. he gave me the whole set of stickers..... X 2..... haha..... really very lucky n happy~~~~
Thursday, 09 October 2008
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李司棋 = 李曾超群
司棋姐真係好好戲....
羅冠蘭作馮太dou好睇....
& 王祖藍dou作得好好...
all of u ar 好好戲..... i'm really very enjoy......
Saturday, 27 September 2008
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disappointed
very disappointed.... really very disappointed...
how come u say one method.. but.. do the other way?
u mic keep saying (always)... when i date someone at first... i wont fly that ppl's plane after the 2nd person invite u ga???
but.. now????
wt u did to me??
just finding excuse to escape from us?? so???? me dou ng need to 'show' u la....
just let it be la... u can just keep doing on wt u think is right.. (but... i can tell u.... this is not every ppl can say u ar right lor... ok?!)
anywayz...... u really make me feel very disappointed on u..... n... dun even want to talk to u n..... know anything about u..... n... also very angry about it...
THE ABOUT'S WORDS IS ME.... PO KWOK YAN SAID.........
P.S. if u want to die... i will just let u to do it.....
Saturday, 13 September 2008
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small gas~~~
d ppl always said i'm very small gas..... em.... on some issue... i agree ga...
but... actually i found that every ppl dou hv small gas side ga la.. but... they just hide it in their bottom of heart jar ma.. but.. for me... i'm just always put everything on my face.. so... u guys sin know that i'm angry jar....
but... i wont change my attitude.... coz.... ng like.. mic tell ppl that u ng like lor... so.... that's me...
i found.. how come ppl cant just let another ppl that u angry jor them???
just go ahead n tell them u angry them.. n on wt issue... gum.. u guys sin can solve it together ga ma.... n... also know y that ppl do that on u ....
but... just discover that... ppl always just hide the truth in their heart n wont let others know.. gum.. it will harm on your relationship ga....
shue ba la.. u guys choose this way ... dou blow u guys ng up.....
Friday, 12 September 2008
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resign~~~
when u work w/ a co-work for almost 4 yrs...n.. now... she said... she resigned la...ng chi wt will u think??will i miss her??still hv one more mth til she leave here..... but dun hv any feeling yet....em....~~~~ let c
Tuesday, 09 September 2008
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903 2nd Live concert....
wahaha.... finally i got da tickets for 903 2nd live concert la...
very happy... em.... seems like this seat is quite...... close to da stage...
em... for the actual one... dou really need to go to c on that day ga..... haha.....
Thursday, 28 August 2008
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ar Jan... ar Jan... & ar Jan!!!
today ... dou ng need to use more than 2 mins....
actually today.. when i off work... i'm walking on the way to mtr station...
just heard ar jan's voice... then.. me mic dou mo care... just go n cross da road....
n.. found that... ar jan's dvd... JUST PLAYER OUTSIDE OF THE STORE..... haha....
so.. just tell myself.... go n buy it...
me dou really think i'm crazy ga la.... haha....
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tax refund....
never think that i can get tax refund in hk... haha....
these words seems left me for a long time ga la...
but... wahaha..... it's back... Good!!!
Monday, 14 July 2008
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letter....
never think that my best fd dou hv sth which only girls hv....
like 'small gas'....
anywayz..... my fd... u hv to think think wt u should do la.... haha....
